Terms and Conditions

Terms and Conditions – Reftown.net

Introduction
These Terms and Conditions govern your use of reftown.net and all related services. By accessing or using our platform, you acknowledge that you have read, understood, and agree to be bound by these terms.

Definitions
“Service” refers to reftown.net website and all associated services
“User” means any person accessing or using the Service
“Content” includes text, images, data, and materials uploaded to or displayed on the Service
“We,” “us,” and “our” refer to reftown.net

Acceptance of Terms
By accessing reftown.net, you agree to comply with and be bound by these Terms and Conditions. If you disagree with any part of these terms, you must not use our service.

Changes to Terms
We reserve the right to modify these terms at any time. Changes become effective immediately upon posting to reftown.net. Your continued use of the Service constitutes acceptance of modified terms.

Use of Services

Eligibility
You must be at least 18 years old to use reftown.net. By using our Service, you represent that you meet this requirement.

Account Responsibilities
You are responsible for maintaining account security and confidentiality. All activities under your account are your responsibility.

Prohibited Activities
Users may not:
– Upload harmful or malicious content
– Impersonate others
– Engage in unauthorized data collection
– Interfere with Service functionality
– Violate applicable laws or regulations

Intellectual Property
All content, trademarks, and materials on reftown.net are our exclusive property. Users may not copy, distribute, or use our intellectual property without explicit permission.

User-Generated Content
By submitting content to reftown.net, you grant us a worldwide, non-exclusive license to use, modify, and display that content. You retain ownership of your content.

Privacy Policy
Our privacy practices are governed by our Privacy Policy, which is incorporated into these Terms and Conditions by reference.

Third-Party Services
We may integrate third-party services. These services are subject to their own terms and conditions, for which we assume no responsibility.

Disclaimers and Limitation of Liability
Reftown.net is provided “as is” without warranties. We are not liable for any damages arising from Service use or inability to access the Service.

Indemnification
You agree to indemnify and hold harmless reftown.net from claims resulting from your violation of these terms or misuse of the Service.

Termination
We may terminate or suspend access to our Service immediately, without notice, for conduct violating these Terms.

Governing Law and Dispute Resolution
These terms are governed by applicable laws. Any disputes shall be resolved through arbitration in accordance with governing jurisdiction.

Miscellaneous

Entire Agreement
These Terms constitute the entire agreement between users and reftown.net regarding Service use.

Severability
If any provision of these Terms is found invalid, remaining provisions remain in effect.

Waiver
Our failure to enforce any right or provision of these Terms will not constitute a waiver.

Contact Information
For questions about these Terms and Conditions, contact us at [email protected]